How to find black realtors. Black Realtors. New schemes. How not to get in? What to watch out for when working with a realtor

10.10.2020

How to protect yourself from black realtors, not to become a victim of dangerous schemes of scammers who work with elderly single people, pensioners who own apartments, we will consider effective ways.

Who is at risk of interest from black realtors:

lonely people;
pensioners and the elderly;
invalids of various groups, especially the 2nd and 1st;
the poor;
alcoholics and drug addicts;
people with mental disorders;
if they live alone without relatives;
having large debts on utility bills.

The main factor that unites all the people listed above is the availability of housing! This is the goal of black realtors.

What methods of deception do black brokers use:

they promise to move to a smaller apartment, just as comfortable, but on the outskirts of the city or in a neighboring village;
threaten physical violence in case of refusal to sign a deed of gift or will or an annuity agreement;
they put scourges, alcoholics and brawlers into neighboring rooms in communal apartments in order to reduce the cost of housing for sale;
drunkenness with alcoholic beverages, drugs in order to achieve the signing of a contract of sale or gift;
forge documents to register apartments of single owners who do not have relatives;
forge documents and sell the owner's apartment without his consent;
become guardians of disabled or mentally ill people, etc.

What is used:

“own” specialists: lawyers, notaries, real estate offices;
informants from the housing office, management organizations, neighbors, janitors, etc.

Types of black realtors:

those who are forced to sell a share in a communal apartment by any means;
those who borrow money secured by housing;
those who conclude a mortgage agreement with unfavorable conditions for the borrower in case of delay, and provoke the fact of delay themselves.

At the same time, black realtors often operate within the framework of criminal and civil law, so they rarely go to jail and often continue their activities even if they are charged.

How to protect yourself from black realtors

First of all, in order to protect yourself from black realtors, you need to know the schemes by which they work, here is a list:

physical elimination of the owner of the apartment and taking possession of his property under forged documents;
theft of money when making payments for the sale or purchase of an apartment;
selling a home to a number of buyers instead of just one;
forgery of documents of the owner and title documents;
forcing the landlord to sell the apartment by violent means or by taking away identity documents, more often the scheme is used on singles, pensioners and the poor;
represent as a seller a person by proxy, but who does not have the right to sell the apartment, the transaction with such a "seller" is invalid;
they take a deposit in a round sum after showing the apartment and disappear in an unknown direction.

Black realtors especially prey on those who do not have relatives, who may find that the person does not get in touch or is simply absent for a long time and may contact the police and file a wanted list.

How to protect yourself from black realtors

As a protection, preventive measures must be taken, for example:

if the deposit for the purchased housing is more than 30 thousand rubles, then it is already worth thinking about and asking about the reasons for such a large amount of the deposit, pay attention to the content of the deposit agreement and write a receipt correctly. Read about;
apartments with a bad “history”, i.e. if according to title documents it is not known who the co-owner is, whether the owner was married when purchasing the apartment, who participated in or refused privatization - these are potentially dangerous real estate objects;
if the seller does not specify whether among the registered persons there are disabled people, persons serving time in prisons, underage owners, it can be said with certainty that it is dangerous to buy such housing;
inherited apartments can be challenged in court and the money cannot be returned;
sale by proxy, a favorite way of black realtors, especially when it states that the trustee should receive the money for the sale of the apartment;
registration of the purchase at a reduced cost, in this case, if the seller changes his mind about selling the living space, the buyer receives a refund in the amount specified in the contract, and not the amount actually paid.

How to protect yourself from black realtors to a lonely person, if you live alone or alone, to a pensioner, there is also a way, for example:

arrange for a relative or acquaintance of a person to whom you entrust a share in the apartment (not the entire apartment, but only a share, and the smallest one, for example, 1/6 or 1/4). In this case, in order to sell your share to a black realtor, you will first need to notify the co-owner who owns the share, and then get his written consent. And if he even manages to sell your share, then the person to whom you registered 1/4 or 1/6 share will be able to challenge the transaction and return your apartment;
arrange for guardianship of an elderly or single person. In this case, the black realtor will not be able to perform any actions with real estate without the consent of the guardian. Of course, the guardian must be a reliable person!
if you lose your passport (identification document), be sure to contact law enforcement agencies with an application for loss and restoration, as well as invalidating the lost document;
do not open the doors of your apartment to unknown people, even if they introduce themselves as police officers and are dressed in uniform, if they say that you have debts and they have come to evict you. remember that without a court order, they do not have the right to do so. and by order of the court, only bailiffs work, who must be dressed in a special uniform and present their certificates and resolution in expanded form.

Remember that black realtors are looking for victims not only among those who sell or buy real estate, so take note of how to secure your apartment from black realtors and use the protection listed in the list of methods above.

The acquisition of real estate is one of the most serious events in a person's life and, of course, such a purchase must be planned with great care and utmost care.
It's no secret that the real estate market also attracts those who want to make money through fraud and deceit. A variety of frauds in the field of real estate, unfortunately, are very common.
In order not to fall into the hands of the so-called "black realtors" and just crooks, you need to know what fraud schemes exist when making a real estate transaction.
Buyers of apartments and houses are deceived much more often than sellers. At the same time, “black realtors” use a great many methods of fraud, but the most common are as follows.
1) "Invalid transaction". After the sale of housing, a person files a lawsuit with a request to recognize the transaction as invalid on the basis of some reason. By a court decision, the seller returns his apartment, and the buyer - the amount specified in the contract. As a rule, in order to reduce taxes, the contract indicates a significantly lower amount than the one that was paid for the apartment in reality. Thus, at best, the amount under the contract is returned to the buyer, and the seller retains the apartment and makes a good profit.
2) "Restricted resident". After the sale of an apartment or house, a person continues to occupy the living space, citing the fact that he has nowhere to live. The court usually forces the landlord to return the money to the buyer. The property owner claims that he has already spent the money or that it was stolen from him, and he will gradually return it from his salary. Since he does not refuse to pay, it is difficult to apply any sanctions against him. But even if he officially receives a salary, no more than 30 percent can be taken towards the debt. With an average salary, the buyer will be able to return the money spent in 50-70 years.
3) “Simultaneous sale session” Selling an apartment to several people at the same time. A citizen leaving abroad, having made duplicate documents, within one day in different notary offices certifies the purchase and sale agreements, receives money - and goes abroad with a full suitcase of money. In this case, only one of the buyers will be lucky - the one who will be the first to register it.
4) Pay Per View. Some "firms" take little money for viewing options. They take clients different apartments(many of which the owners do not even think of selling), and if interest arises, they set unrealistic conditions or prices. Buyers refuse, but you can’t return the money for viewing.
5) "Privatization on trust". An advertisement for the sale of a non-privatized apartment is being submitted. The buyer is given a full package of documents for registration of privatization and purchase and sale of apartments, as well as a power of attorney for registration of the listed operations, while the seller receives money. Further, the so-called seller applies for the loss of documents for the apartment, restores them, privatizes the apartment and resells it to a third party.

In order not to become victims of scammers, we recommend:
- Execute a transaction for the purchase and sale of real estate, preferably through a real estate agency, and not through random people who willingly agreed to act as mediators. When contacting a real estate agency, carefully read the documents of the agency and its details. The actual and legal addresses must match. When meeting with an agent, ask for his passport and rewrite his data for yourself. In addition, he must have a power of attorney from the company with him, indicating that he (she) is really a representative of this company and is authorized to make the relevant transactions.
- Require employees and management of the real estate agency to conclude a contract for intermediary services.
- Be careful with people who strive to do everything urgently, rush you, take on the execution of all documents themselves, referring to the existing connections.
If you nevertheless decide to independently find an apartment for yourself (or buyers for your apartment), please note: the participation of specialists is necessary, at least for final stages deal processing. Specialists will ensure the timely preparation of documents and help the buyer find out how “clean” the apartment is, for example: are there any encumbrances on the apartment, whether registered persons remained in the apartment before the sale and purchase transaction, etc.
Summing up, I would like to emphasize once again that the secondary real estate market is very large, and in addition to unscrupulous real estate agencies, “black realtors”, there are also professional reliable real estate companies and decent professional private brokers, but not a single person is immune from the fact that you personally will not meet a real estate scammer or just an incompetent realtor.
A real estate development and research agency that has been operating in the real estate market for more than five years, will become your reliable partner, guaranteeing the high quality of services provided and the security of transactions.

Everyone knows from the 90s about black realtors. It's time for them to change their masks. They no longer solder alcoholics and do not intimidate lonely old people. Even professional neighbors are no longer so popular, although they still meet. The courts began to settle the owners of the shares of the apartment much less frequently.

Nowadays, black realtors like to "work" with the middle class. Who would think that by contacting a microfinance organization, you can be left without housing? What schemes are used for this? Where to find protection if you are already, as they say, stuck?

Currently, most black realtors are proudly called loan brokers. They have official offices. Often in the city center. Computers, young employees who meet each client joyfully, politely and courteously. As a result, taking a loan, people lose their homes.

How does this happen? A person is persuaded to take a loan secured by an apartment. Or other real estate. At this stage, there is a qualitative psychological processing. These "brokers" do not shun in dishonest ways. There are cases when various preparations were poured into drinks for clients. As a result, a person is not able to read or remember the content of signed documents. Then in a pile of papers you can find an agreement on the sale of an apartment. Well, if black realtors work rudely, then it is possible to forge the client's signature.

Deceived people do not even realize that the apartment does not belong to them. They pay public utilities. The tickets are in their name. Outwardly, everything is in order. And when the loan is repaid, new owners appear on the threshold. And the apartment is not once sold.

Another scheme is that a person is directly invited to sell his home. And then his property will be returned to him under a buyback agreement. Only return documents are drawn up with all possible violations. So that a person does not find fault later, the moment of signing the papers on the sale and purchase is recorded on camera, where the person says aloud that he is fully aware of his actions.

Sometimes a fraudulent scheme involves such loan conditions that simply cannot be met. The money is barely enough to pay the interest. To break out of this circle, the client is invited to sell housing.

Do not disdain black realtors and schemes being turned in real estate agencies. Let's say you want to sell an apartment. You (in order to increase the cost) are offered repairs. No money? But there is an investor who is ready to lend you the required amount on the security of an apartment. Then everything is according to the scheme: forgery or impossible conditions. As a result, you, as you wanted, get rid of your property. But you don't get any money.

Black realtors, thanks to their business acumen, are reaching a new level. Now they are interested in middle-level businessmen. They have loans for business development. You often come across aspiring entrepreneurs with fire in their eyes. They are ready to do anything for their child. It seems to them that they have come for help to the same entrepreneurs. The result is predetermined - clients are left without an apartment.

Why is this happening? The thing is that the activities of microfinance organizations are not controlled by anyone. They absolutely calmly dictate their terms. The repayment of such loans is of no interest to anyone.

At the same time, raiders do not always represent criminal structures. Sometimes whole families are here. Sometimes a person who came to get a job in such an organization is sure that everything is fair. And then they won't let you go so easily. Sometimes the victims themselves work here. After the sale, they are settled in another housing with the right to work. They have to deceive others.

How not to get into a similar situation?

The best option is to avoid loans secured by real estate. It must be assumed that whenever you contact a microfinance institution, you are at risk of being scammed.

All transactions must be concluded in the presence of an experienced lawyer. It is better to find such a person on the recommendation of friends or acquaintances. If you are not given the opportunity to contact a lawyer, they do not give you time to think and put pressure on you, in such a situation it is safer to leave.

If you feel unwell while working with a loan broker or signing documents, or, as you think, your actions are inadequate, immediately stop everything and consult a doctor. If you have been given any drug, it can be detected in laboratory tests. Then, if you have already signed the papers, you can go to court and start a criminal case.

If a new owner has already appeared on the threshold of your house, the most important thing is to remain calm. Under no circumstances should you move out. Only bailiffs have the right to evict. Even an employee of the Ministry of Internal Affairs does not have such a right.

Even a new owner can move in only with the permission of the person living in the apartment or on the basis of a court decision and in the presence of bailiffs.

In any case, if you have a suspicion that you have made a dubious transaction, immediately go to court. The statute of limitations is one to three years. Then things get much more difficult. You can't fix the mistake quickly. But you don't have to give up.

Try to avoid scammers and good luck to you.

This phrase refers to people who commit crimes in the real estate market. Because of their actions, people lose their apartments, and sometimes their lives. In Russia, such criminals appeared in the "" 90s of the last century. They exist even today.

"Black realtor" can work alone and with accomplices. Usually he offers standard services for the sale and rental of real estate, but most often he does not fulfill his obligations. The main thing for such a person is to receive benefits for himself. He also does not have any certificates that would confirm his right to engage in this activity. Often "black realtors" are former employees real estate agencies that were fired for some wrongdoing.

In addition to realtors, criminal groups may include notaries, employees of municipal institutions, and representatives of law enforcement agencies.

In real estate, most of the criminality emerged after the abolition. Therefore, when making real estate transactions, anyone can be an intermediary. Today, real realtors consider it important to reintroduce the licensing system in order to protect citizens from criminals.

Who is at risk

"Black realtors" are looking for their victims mainly among those who are not able to protect themselves. These are single pensioners, minors, the poor, citizens with various diseases(including mental ones). In addition, unemployed citizens who lead an asocial lifestyle and abuse drugs and alcohol become victims of unscrupulous realtors. The main condition is that they have their own living space, as well as the absence of spouses and close relatives.

However, anyone can be a victim of "black realtors". The main reasons for this are inattention and negligence when choosing an intermediary, legal. Therefore, when concluding real estate transactions, it is very undesirable to turn to little-known agencies and unverified brokers.

How to protect yourself and your loved ones

Look closely at the surroundings of your single relatives and communicate with them. Invite your relatives to visit you, with his new friends, watching whom you can better determine their true intentions and goals.

If your relative is unable to properly understand the implications of his actions, you may want to consider placing him under guardianship. By doing this, you will make him uninteresting for unscrupulous brokers, because he himself, without your knowledge, is not entitled to sign documents.

It is better to conclude a deal for the sale of real estate through reliable and trusted real estate agencies. When contacting such an organization, carefully read its documents and details. Legal and actual addresses must match.

Require the management of the company and employees to conclude a contract for intermediary services. In addition, please contact experienced lawyers so that they can check that all documents are correct.

Black realtors are people who, taking advantage of the trust and “befriending” the victim, take money from her and disappear. They do not answer calls, do not get in touch, the address of residence or work turns out to be fake. At a chance meeting on the street, they pretend that they are unfamiliar and are in a hurry to cross the road to the other side.

You can easily run into such a "realtor", so when working with him, you should pay attention to the following.

The main goal of the black realtor get money. We will talk about some schemes below, but the main thing is that the realtor will come up with reasons to get cash from your hands. Therefore, any person working with an intermediary in the sale and purchase of real estate should carefully listen to conversations regarding payment. What options for receiving and transferring money does the intermediary offer? What role does he leave for himself? What documents are drawn up in the process of transferring money? The seller or buyer should avoid schemes in which cash ends up in the hands of a realtor.
Realtors good psychologists and listeners. They wind up all your comments and stories, so no matter how good the relationship between you is, you should not be frank in front of them. Realtors can ask personal questions, this should also alert. Family and financial problems of the client should not be of interest to anyone, the realtor is given a specific task with specific conditions, which he must solve. Entering into the personal details of a stranger is completely useless.
Realtor, showing their literacy and professionalism, may offer to sign any documents. In fact, when making a purchase and sale of real estate, all documents are drawn up directly with the participant in the transaction, the seller or buyer. Only a service contract can be drawn up with a realtor. Therefore, you should not sign anything "just because it will be necessary." If the realtor insists, but you are in doubt, consult with a lawyer whether this document is needed in your case.

Alternatively, a realtor may offer to issue a power of attorney for him to register a sale and purchase transaction. You can, of course, if you want to completely save yourself from all the trouble, but we do not recommend doing this. God saves the beneficiary, it is better to play it safe and go to Rosreestr personally.

How to protect yourself from black realtors?

We will tell you the most common schemes for deceiving black realtors of gullible clients.

The realtor declares that he has agreed with the owner of the apartment or house he likes, the transaction will take place, but the advance payment must be transferred. This may be, for example, in the case when the buyer really liked the property, but the price for it turned out to be high. The realtor allegedly knocks down the price, the buyer rejoices and while no one has changed his mind, he gives the money. No receipts are issued. After that, the realtor disappears along with the money, his phone is not available, and the seller, of course, does not receive any money.
After a successful transaction, the client has a positive impression of the realtor, he can consider him almost his friend. Being in the grip of emotions, and holding a large amount of money in his hands, the client cannot understand how he could give part or all of it money to a complete stranger? At the same time, without taking any receipts, but believing in the word that the money would be returned soon. The black realtor, like a good acquaintance or friend, asks for a certain amount of debt, under the pretext that he needs to buy something there, takes them and disappears .
Rather, a dishonest realtor, and not a "black" one, having received money from a client for services rendered, sues him. The contract for the provision of services was signed, but the client did not pay for the services. Paid? Where is the proof? Check? Receipt? Not? So he didn't pay. The court awards payment of the debt under the contract, reimbursement of legal costs and interest. And nothing can be done about it.

There are schemes for the uneducated, the elderly and the sick. For example, a person sells a larger apartment and buys a smaller apartment. There are 2 options for cheating:

The client instructs to sell housing for 3 million rubles, and buy for 2. The realtor sells for 3.2 million or buys for 1.8 million, he takes the difference of 200 thousand for himself, the client does not know anything about it.
A realtor sells good housing and buys a house or apartment somewhere on the outskirts of the city. Or a house unfit for habitation, although according to the documents it is considered residential. The buyer, the new owner, of good housing loads the belongings of the previous owner into the truck, takes them to this old house and uploads it. That's it, the deal is over, all the documents have been drawn up, the money has been paid, the move has been completed.

Such cases are handled by groups of individuals, an organization of black realtors, and they work with people who do not fully account for their actions, for example, abusing alcohol.

These are the most common options for cheating clients by black realtors, but in practice they also work according to other schemes.

How to save yourself from black realtors?

Since today there is no regulatory framework and judicial practice regarding the activities of realtors, it is quite difficult to talk about legal protection from their dishonesty.

Article 159 of the Criminal Code of the Russian Federation provides for liability for committing fraudulent acts, which is understood as the theft of another's property by deceit or breach of trust.

A citizen who has suffered from a black realtor should apply to law enforcement agencies with an appropriate application.

Prove the fact of fraud and hold accountable under 159 Art. The Criminal Code of the Russian Federation is considered a difficult matter, so you need to be prepared for different options development of events. The investigator can collect evidence and send the fraudster to trial, and the defendant's lawyer will achieve an acquittal.

Therefore, when conducting any real estate transactions, be vigilant, and if you have the slightest doubt about the realtor, documents, money transactions, stop the whole process. Think again whether you are doing everything correctly and logically, whether there is some kind of catch. If you cannot answer this question, contact a professional lawyer for advice.

Better to be safe than sorry, especially when it comes to big money trades.